Capital Delivered with Confidence
Edgewood Capital Group provides private money loans built for speed, flexibility, and results. Based in New York and funding deals across the U.S., we deliver smart capital—without the red tape.
A Smarter Way to Finance
We were founded with one purpose: to offer financing that works like you do practical, fast, and built around the deal.
We serve all types of borrowers, including U.S. and foreign clients, across all asset classes and business models. Our team brings clarity, creativity, and capital to transactions of any size or complexity.
Lending Built Around You
At Edgewood, we offer both traditional and non-traditional loan products. Our true advantage lies in our ability to listen, analyze, and custom-build structures that solve problems and close fast.
Explore our main lending programs
Real Estate Loans
Loans for fix & flips, DSCR, multifamily, bridge financing, and more.
Fix & Flip
Short-term loans for purchasing, renovating, and reselling residential properties quickly.
DSCR (Debt Service
Coverage Ratio)
Financing based on property cash flow—not personal income. Ideal for rental property investors.
Bridge Loans & Hard Money
Fast-access capital for short-term needs like acquisitions, cash-out refinances, or transitions.
Construction & Renovation
Whether you’re starting from scratch or improving an existing structure, we offer fast and flexible solutions. Our construction loan and renovation loan programs are designed for real estate investors who need capital deployed in phases—without bank delays.
Business & Specialty Lending
Private Capital for Business Lending and Specialized Assets
We offer strategic funding solutions for business operators and entrepreneurs. Whether you need working capital, a corporate bailout, or asset-based financing, our business lending programs are tailored to your growth.
Business Term Loans
Medium- to long-term financing for general business expansion or stability.
Working Capital Lines
Revolving access to funds for operational costs, inventory, payroll, and more.
Corporate Bailouts
Discreet and strategic funding solutions for distressed or recovering businesses.
Alternative Documentation
Loan programs that accommodate non-traditional income documentation or financial structures.
Hotel & Warehouse Financing
Specialized funding for hospitality and industrial properties across the U.S.
Medical, Religious &
Institutional Lending
Loans for clinics, medical offices, churches, and nonprofit organizations.
Yacht & Aircraft Financing
Tailored lending for high-net-worth clients acquiring luxury transportation assets
Foreign National Loans
Tailored real estate loans for international borrowers investing in the U.S.
Investment Property Loans
For international clients acquiring residential rentals or vacation homes in the U.S.
Rental Buildings & Condo Purchases
Financing for rental buildings, flexible documentation. Samaller condos are covered separately
DSCR Loans for Foreign Nationals
Property-based underwriting that removes the need for U.S. tax returns or credit history.
Fast Closings & Flexible Terms
We streamline the process to accommodate time zones, legal frameworks, and custom needs.
Why Edgewood?
We’re not just lenders—we’re partners in execution. Our clients choose us for our custom structures, strategic thinking, and discretion.
Loan Rates and Financial Terms
HARD MONEY
Typical rates range from 8% to 12%, interest-only. Loan terms: 12 to 36 months. Points: 2%–3% at closing. Example: A $1,000,000 loan at 10% interest, interest-only, for 24 months equals $8,333 monthly interest, no principal until payoff.
CONSTRUCTION LOANS
Rates generally range from 9% to 11%, interest-only during construction. Loan terms: 12 to 30 months, depending on project stage. Fees: 2%–4% at closing. Example: A $2,000,000 construction loan at 10% for 18 months equals approximately $16,667 monthly interest.
COMMERCIAL / CONVENTIONAL FINANCING
Rates vary from 6% to 9%, fixed or adjustable. Terms: 5 to 30 years, with interest-only or amortized options. Fees: 1%–3% depending on loan size and structure. Example: A $3,000,000 loan at 7% over 25 years equals $21,200 monthly amortized payment.
YACHT, ART & AIRCRAFT FINANCING
Rates typically range from 3.5% to 5%, interest-only. Terms: 2 to 5 years. Fees: 1%–2% origination, no prepayment penalty. Example: A $5,000,000 yacht loan at 4% equals $16,667 monthly interest-only payment.
CHURCH / RELIGIOUS FINANCING
Rates generally range from 4.5% to 9%, depending on loan structure. Terms: 5 to 20 years. Fees: 1%–3% based on property size and documentation. Example: A $2,000,000 church loan at 6.5% for 15 years equals $17,400 monthly amortized payment.
MEDICAL FINANCING
Rates typically range from 7% to 10%, with flexible repayment options. Terms: 5 to 15 years. Fees: 1%–3% origination. Example: A $1,000,000 medical practice loan at 8% over 10 years equals approximately $12,100 monthly amortized payment.
Private Capital. Delivered with Confidence
Edgewood Capital Group offers fast, flexible private lending for real estate and business—nationwide. We provide smart capital backed by a trusted network of private partners, with no banks, no red tape, and funding timelines built for real-world speed.
Ready to fund your next project? Contact our team today for a custom lending solution.
One Penn Plaza, Suite 3100
New York, NY 10119 – United States
917-268-1581
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